Denial...after Six months of waiting....

Well after six months, 20 pages of appeal information and many phone calls I finally received a denial from our insurance company. They will not pay for IVF w/donor eggs. They "reason" is that it is not in their plan and that if they do it for us then they will have to do it for everyone else. *sigh* I get that but EVERYONE else that is wanting IVF usually carries the diagnosis of infertility. Technically I AM NOT infertile. I can get pregnant. Just getting pregnant with a healthy baby is the problem. I will appeal it again but I am not expecting anything different. I just feel like I have to exhaust all my appeals to feel like I did all I could do to make it happen. I will go on to express once again the risk THEY are taking if Allen and I try getting pregnant on our own. It will be financially draining for us and the insurance company if we get pregnant and have another sick kid. We are not going to try naturally, they don't know that though.

I am feeling low about it. You would think I would have prepared myself that this was going to happen, I mean what were the chances that ANYTHING would be easy for us?

I am going to send my application to the organization that does IVF scholarships next month. That process also takes about six months. My second appeal to the insurance company will be sent at the same time.

If none of this works, we will move on to looking at adoption.